Credit Card Processing Made Simple: From Swipe to Settlement

Are you confident you truly understand how credit card payments work for your business? From the moment a customer swipes their card (or enters it online) to the moment the funds reach your bank, there are multiple players, costs, and compliance rules at work. For many small business owners, this process can feel confusing, overwhelming, and expensive.
This workshop is designed to demystify payment processing and empower you to make informed decisions. Whether you’re a startup looking for your first payment solution, or an established business searching for better pricing and smoother operations, this session will give you the knowledge you need to manage transactions confidently and cost-effectively.


What You’ll Learn:
The lifecycle of a payment: from swipe to settlement
Card-present vs. card-not-present transactions
Best pricing options and how to avoid hidden fees
POS tools, demos, and what to look for in equipment
Free merchant statement analysis to spot savings
Best practices and pitfalls to avoid in payment processing
By the end of this one-hour session, you’ll have a complete picture of how payment processing works and what steps you can take to save money, improve efficiency, and protect your business. You’ll also receive a handy resource handout, Payment Processing for Small Business, to keep as a reference guide.
Take the mystery out of credit card transactions and leave with practical tools you can apply right away. Payment processing doesn’t have to be confusing—it can be a strategic advantage for your business. for your payment system, cut costs, and run transactions with confidence. Take the mystery out of credit card processing and turn it into a strategic advantage for your business.
Our Speaker: Justin Sawier is the President of Electronic Commerce Payments, based in Downers Grove, Illinois. Justin was educated in Ireland where he obtained a Degree in Marketing from the Marketing Institute of Ireland. Justin  comes with a wealth of international experience in the financial services sector, where he worked for America’s top-tier banks – Bank of America and PNC Bank – in the Business banking division for over 10 years  specializing in Payments for Businesses. Justin was born in Dublin, Ireland, and opened up his own payments business to deliver a 5-star customer experience and deliver outstanding products and pricing to compete with America’s top-tier banks.

This will be a hybrid event, you can attend in-person at Bradley campus or via Zoom.